The Competition and Markets Authority (CMA) is a pivotal regulatory body in the United Kingdom, established to promote market competition and consumer interests. This article delves into the functions, significance, …
Understanding the Role of the Monetary Policy Committee (MPC) in the UK
The Monetary Policy Committee (MPC) of the Bank of England is a pivotal entity in shaping the UK’s monetary policy, including setting the official interest rate. This article explores the …
Understanding the Chartered Institute of Management Accountants (CIMA)
The Chartered Institute of Management Accountants (CIMA), based in the United Kingdom, is a leading global entity in the field of management accounting. This article offers an in-depth look at …
Exploring the Association of Chartered Certified Accountants (ACCA)
The Association of Chartered Certified Accountants (ACCA) is a globally recognized accounting body based in the UK, renowned for its commitment to excellence and professional development in the field of …
Understanding the Institute of Chartered Accountants in England and Wales (ICAEW)
The Institute of Chartered Accountants in England and Wales (ICAEW) is a prestigious professional body for accountants, shaping the accounting profession in the UK and beyond. This article explores the …
About the Chartered Banker Institute
The Chartered Banker Institute (CBI) stands as a pivotal institution in the UK banking industry, renowned for its commitment to professional standards and ethical practices in banking. This article delves …
About the CII / Personal Finance Society
In the complex world of finance, professional bodies play a pivotal role in setting standards, providing education, and ensuring ethical conduct among practitioners. Among these, the Chartered Insurance Institute (CII) …
The US Stock Market – A History
The history of the US stock market is a fascinating journey through time, showcasing the evolution of modern finance and its impact on the global economy. From its humble beginnings …
Understanding the Bid/Offer as a Newbie to Investing
The bid/offer spread is a fundamental concept in financial markets, essential for both novice and experienced investors to understand. It represents the difference between the bid price, at which a …
How to Invest in the Robotics Industry/Sector
The robotics industry represents a dynamic and rapidly growing sector, offering intriguing investment opportunities. This comprehensive guide will explore how to navigate the robotics industry as an investor, focusing on …
How to Invest in the Space Industry/Sector
The space industry has emerged as a new frontier for investors looking to diversify their portfolios. With advancements in technology and increased interest from the public and private sectors, the …
How to Invest in the Metaverse: The Ultimate Gudie
The concept of the metaverse has captured the imagination of investors worldwide. As a convergence of digital and physical realities, the metaverse presents unique investment opportunities. This guide will explore …
Best Execution Policy: Ensuring Fairness and Efficiency in Trading
Best execution policy is a critical aspect of the financial markets, ensuring that traders and investors receive the most favorable terms when executing trades. This comprehensive guide will discuss the …
Broker-Dealer: Definition & Guide
In the intricate world of finance, the role of a broker-dealer is pivotal. This entity serves as both a broker and a dealer in financial markets, facilitating transactions for clients …
Financial Leverage: Understanding Its Role in Investing and Business
Financial leverage is a fundamental concept in finance, playing a crucial role in both individual investing and corporate finance. It involves the use of borrowed funds to amplify potential returns …
Exploring Arbitrage in Financial Markets
Arbitrage, a concept integral to financial markets, involves the simultaneous purchase and sale of an asset to profit from a difference in price. In this short explainer, we’ll explain how …
Capital Asset Pricing Model (CAPM)
The Capital Asset Pricing Model (CAPM) is a fundamental concept in finance that plays a pivotal role in portfolio management and investment decision-making. Developed in the early 1960s, the CAPM …
How To Read A Cash Flow Statement Like A Pro
Do you want to be able to read a cash flow statement like a pro? Cash flow statements are an important tool for understanding the financial health of businesses and …
Investment Terms Explained for Beginners
If you’re just starting out in the investing world, the complicated jargon can become very confusing. Many people are put off investing altogether when they first come across a number …
Financial Markets Definition
The term ‘financial markets’ is broad, but is widely used in the financial media. If you’re interested in learning the definition of financial markets, including the different types of financial …
Stock Market Definition
Stock market definition The stock market represents the aggregate value of all publicly traded shares, also known as stocks or equities, across all stock exchanges around the world. Shares of …
Recession Definition
Definition of recession A recession is a contraction in the size of an economy. This means that the total value of goods and services produced by the economy was less …
The London Stock Exchange
This article will explain everything you want to know about the London Stock Exchange (LSE) in the modern-day. Please read the history of the London Stock Exchange to learn about …
About the Bank of England
The Bank of England is the UK’s central bank, which has a number of powers and responsibilities such as setting the Official Bank Rate and influencing the money supply through …
The Reason Why Private Home Sales are Booming
In the last few years, there has been an increase in private house sales, with some vendors shifting away from old property portals deciding to go off-market when it’s time …
History of the London Stock Exchange
A fact-checked and authoritative account of the history of the London Stock Exchange (LSE). The London Stock Exchange is one of the worlds largest and most well-known exchanges for the …
About The Chartered Institute for Securities & Investment (CISI)
The Charted Institute for Securities & Investment (CISI), is a professional body for financial services professionals based in London, UK. It provides several professional qualifications for individuals working in the …
How To Calculate The Cost Price And Why It’s Important For Your Business
One of the most important indicators of doing business is cost price. This indicator must be regularly calculated and analyzed. By calculating the cost price, you will get an idea …
Bear Market – Definition
Definition of a bear market: a prolonged period of price falls in a financial market, such as the stock market. What is a bear market? A bear market is a …
Beta – Definition
Definition of beta (finance): Beta represents the correlation between movements in the price of a security, and price movements in the broader market for similar securities. What is beta? Beta …
Assets Under Management (AUM) – Definition
Definition of assets under management (AUM): The value of assets held by a fund manager, investment house or other financial institution on behalf of investors. What is assets under management? …
Acquisitions – Definition
Definition of acquisitions: Where a company or organisation gains control and ownership of a company, trade, or a collection of specific assets and liabilities. What is an acquisition? An acquisition …
Capitalism – Definition
Definition of capitalism: A political & economic model in which ownership of land & resources can be freely traded between individuals in a free market. What is capitalism? Capitalism is …
The Business Cycle – Definition
Definition of business cycle: The pattern of expansion and contraction in the economy which repeats roughly every 7 – 10 years. What is the business cycle? The business cycle is …
Capital Asset Pricing Model (CAPM) – Definition
Definition of Capital Asset Pricing Model (CAPM): A formulae for investor expected return, which states that a return is a function of the risk-free rate, the market return for taking …
Economics Definitions
This page holds our Financial Expert™ Definitions of economics jargon and terms. Cut through complex economic concepts with our easy explainer guides. Each definition page is much more than a …
Bull Market – Definition
Definition of a bull market: a prolonged period of optimism and price increases in the financial markets. What is a bull market? A bull market is a prolonged period of …
Monopolies & Monopolistic Competition – Definition
Definition of monopolistic competition: Where there is only one dominant seller of a good in a marketplace, the seller is said to be a monopoly. In a monopolistic marketplace, a …
Monetary Policy – Definition
Definition of monetary policy: The policies and programmes put in place typically by a central bank to control the money supply of an economy. What is monetary policy? Monetary policy …
Macroeconomics – Definition
Definition of macroeconomics: The field of economics which attempts to model the behaviour of an economy, rather than the behaviour of individual participants. What is macroeconomics? Economics is an attempt …
Law of Supply & Demand – Definition
Definition of law of supply & demand: A framework used by economists to describe the tendency of free markets to settle at a market price at which quantity demanded equals …
The Invisible Hand – Definition
Definition of the invisible hand: The observation by economist Adam Smith that a free market formed of independent actors acting in their own self interest will appear to automatically settle …
Inflation – Definition
Definition of inflation (economics): A measure of the general rise in consumer prices over time. What is inflation? Prices of good and services tend to go up over time. Inflation …
Industrial Revolution – Definition
Definition of the industrial revolution: A period of transformative economic development in the UK, powered by new technologies, fossil fuel energy and changes to the workforce. What is the industrial …
Gross Domestic Product (GDP) – Definition
Definition of Gross Domestic Product (GDP): A measure of the aggregate goods and services produced by an economy over a time period. What is Gross Domestic Product (GDP)? Gross Domestic …
The Great Recession – Definition
Definition of The Great Recession: The economic downturn stretching from 2007 – 2009, which featured a global reduction in GDP, the collapse of several banks, a tightening of consumer spending, …
Globalisation – Definition
Definition of globalisation: The trend which has seen a seismic increase in trade, commerce, ideas and culture across international borders. What is globalisation? Globalisation refers to the idea that as …
Game Theory – Definition
Definition of game theory: the study of how strategic decisions are logically made in a competitive environment where the actions of one participant can impact the success of another. The …
Fringe Benefits – Definition
Definition of fringe benefits (business): The perks and benefits that businesses offer their employees beyond financial remuneration such as salaries and bonus. What are fringe benefits? Fringe benefits are a …
Free Market – Definition
Definition of a free market: a market in which buyers and sellers can transact with free choice, perfect information and without restriction. What is a free market? A free market …