Achieving financial independence is a goal many aspire to, but often it can seem like a challenging and distant dream. This comprehensive guide aims to provide practical steps and strategies …
Navigating High-yield Savings Accounts: The Importance of APY
In a financial landscape where every percentage point counts, understanding and navigating high-yield savings accounts is essential for anyone looking to grow their savings efficiently. At the heart of this …
A Low-Risk Investment That Everyone Needs
You’re hoping to expand your financial portfolio with some investments, and you’re wondering where to start. Should you invest in the stock market? The latest cryptocurrency? NFTs? While these are …
The Costs of Neglecting Dental Health: Understanding the Long-Term Financial Impact
As dental professionals, we have seen firsthand the effects of neglecting dental health. Many patients do not realize the long-term financial impact that poor oral hygiene can have on their …
Three Practical Ways to Bring Your Energy Bills Down
The cost-of-living crisis has impacted all of us in some way, shape or form. With the rate of inflation topping out at 11.1% recently, more and more families are noticing …
Ways to Save Money Without Feeling Deprived
Even in the most challenging of financial times, it’s possible to reduce your expenses and live within a budget. Whether you’re just starting out on your own and trying to …
How to Get Rich Slowly
In our guide to how to get rich quick, we analysed the different ways you could accelerate your net worth in a short period of time. In finance, there is …
Individual Savings Account: The New Frontier of Savings Accounts
Are you thinking of opening an account to keep your savings aside? An ISA might be right for you. An Individual Savings Account is a particular type of account that allows …
How to Streamline Your Savings & Investments for Retirement
We’ve already explained the many reasons why simplifying your investments for retirement could improve your financial and general well-being during retirement. In this follow-up article, we’ll outline what steps you …
The Importance of Saving
If you’re earning money, you should be saving some too! Whether you’re saving up to buy a house, go on a fancy holiday or simply want to have some cash …
Healthy Financial Habits Everyone Should Get Into In 2021
We don’t need to tell you that everyone is feeling a little anxious about their finances right now. We have all been on tenterhooks since March 2020 waiting to see …
How to Save Money
Saving money is keeping hold of any income or gifts to use in the future. You could save for short term purchases like a holiday or Christmas. Alternatively, you could …
The Difference Between Saving and Investing
Saving and investing are often blurred together as a single concept. Both involve putting cash to work to grow over the long term, so it’s easy to see why the …
How to Save Enough Money to Travel the World
Saving up enough money to travel the world is a common aspiration across students and people in work of all ages. Sometimes that might take the form of a ‘gap …
How to Begin Saving For Your First Home
Owing your own home is many peoples’ dream but how to save up enough money for the deposit can seem a daunting prospect. While it is good to ask relatives …
Where to Get a Cashier’s Check Without a Bank Account
Cashier’s checks are helpful to pay large costs; you may want to issue one when investing in an estate, buying a vehicle, or paying for a mortgage. Whatever the case, …
How to Save for a House Deposit – The Ultimate Guide
Which house prices reaching historic highs in recent months, more and more of you have been asking for help on saving your way towards a house deposit. Saving a house …
Emergency Fund: Tips to Keep the Right Budget
Now all over the world, there is a very difficult financial situation that requires you to maximize concentration and study the basics of financial literacy. Need Emergency Money? Lifebuoy for …
More Than Discounts: 3 Advantages Of Cheap Train Tickets
Train travel in England is a convenient and fun experience. You’ll not only reach your destination quickly but also get to enjoy the sights along the way. If the trip …
Best Way To Earn Gift Cards Online
Here’s a personal finance article that I think will interest my readers who are obsessive budgeters and savvy savers. Finding any additional means of producing income can go along way …
Taking Control of Your Finances in 2021
How many times have you taken a knowing glance at your bank account and thought “I could do better.” The only thing standing in your way might be yourself. Taking …
Online Money Transfer Companies 2021: Comparison Guide
There are many reasons why you might need to send money abroad. The important thing to remember is that the majority of methods for doing so are rather expensive. Online …
3 Frugal Habits that Allow you to Spend More
In a bit of a twist, this article is about spending more money in order to spend less. It’s not about deprivation, but the elevation of our day-to-day activities. By …
Advantages and Disadvantages of Cash ISAs
Cash ISAs are tax-advantageous savings accounts, where income tax isn’t payable on the interest earned. These individual savings accounts are limited to one per person each year and have a …
Investing Mistakes: Prioritising Saving over Living
Part of my article series on investing mistakes. I should start by saying that this article simply shares some points of view on a very subjective topic. This is a …
How to Become a Good Saver
My personal views on saving are made very clear on Financial Expert. In my article ‘How to Retire at 50‘, I explain that our ability to save will dramatically affect …
A Guide to Investing Using Fixed Rate Bonds
A fixed-rate bond is ideal for people who want to invest and save money in the long term to try and gain as much interest as possible. An introduction Fixed-rate bonds pay …
Save for Your Future
Due to the current economic climate, many people are struggling to save a portion of their salary, which may lead them into problems later in life. Prudential recently carried out …
Investing – ISAs explained
ISA stands for “individual savings account”. These are special accounts that have a limit on how much money you can deposit into them each year but also come with tax …
A Comprehensive Beginners Guide to Investing
Forget the advanced tips and complex investment products. Do you want to ground yourself in the simple principles that underpin all successful investments? Read on!
Should I Save or Invest? Why you Deserve Better than a Savings Account
Welcome to Financial Expert. If you’re at the crossroads of choosing between a savings account or investments, you’re in the right place. In fact, this article might just change your …